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Local Credit Unions Working Together!

A $0 down payment program for first time home buyers.
(Must be located in Pima County)


We want YOU to be a homeowner

In a collaborative effort to help first-time homebuyers achieve their dreams, the GoWest Credit Union Association. has joined forces with six Tucson-based credit unions to launch a $0 down payment program.

To qualify applicants must meet the following criteria:

  • You must be a first-time homebuyer.
  • The purchase property must be located in Pima County.
  • The property must be a single-family home, townhome, or a detached or attached 1-unit residence.
  • You must be employed or have a consistent income source for at least the past two years.
  • Your total, yearly household income must be at or below $99,220.00.
Homeownership Awaits!

Start your journey to homeownership with TFCU! Use the link below and apply today.


Zero Down, Big Impact

As not-for-profit financial cooperatives, local credit unions dedicate themselves to serving their communities and offering affordable and accessible financial solutions. The $0 down payment program exemplifies their commitment to creating homeownership opportunities, particularly for those who may struggle to save for a down payment.


Features & Benefits
  • No application fee
  • Free pre-approval on your loan
  • Competitive, fixed interest rates
  • Participating credit unions set their own rates
  • First Time Home Buyers
  • Mortgage insurance not required
  • Free rate locks
  • Property must be located in Pima County, AZ

Teamwork Makes the Dreamwork

In this inspiring collaboration to launch a zero down payment assistance program, each credit union plays a unique and vital role. Tucson Federal Credit Union, Vantage West Credit Union, and Pima Federal Credit Union are stepping up to provide the essential funding, while Hughes Federal Credit Union, Tucson Old Pueblo Federal Credit Union, and Pyramid Federal Credit Union are championing the cause, raising awareness and engaging the community. Together, these credit unions are paving the way for greater homeownership opportunities and impacting the lives of many.

Get the home of your dreams with $0 down.